Recently Funded Fix And Flip Loan In Austin, Texas
Loan Scenario:
When a seasoned local operator brought this Austin, Texas project to American Heritage Lending, the numbers told the story of a disciplined value-add play. The borrower — a professional investor with a portfolio of nine properties and a track record of ten comparable REO turns approved for experience — put a single-family detached home under contract at a $300,000 appraised value and mapped out a $90,000 rehab designed to unlock a $565,000 after-repair value. We structured a 12-month interest-only fix and flip loan of $334,800 at 93.00% loan-to-cost and a comfortable 59.26% loan-to-ARV, giving the borrower the leverage to close quickly while keeping a wide equity cushion for the exit.
The scope of work is a true full-gut renovation — demo, foundation repair, new windows, HVAC, drywall, fresh interior and exterior paint, cabinets, countertops, tile, vinyl, and electrical trim — the kind of comprehensive rehab that resets a dated home for today’s buyer.
Austin remains one of the country’s most resilient investor markets, where steady in-migration and a deep move-up buyer pool continue to reward well-executed flips in established single-family neighborhoods. With a low LTARV protecting the downside and a clear sell-the-property exit, this was exactly the profile our fix-and-flip program is built for. Investors eyeing a similar project in Texas can explore financing with our team.
Similar Recently Funded Case Studies: Fix & Flip Loan in Mcallen, TX • Fix & Flip Loan in Harlingen, TX • Fix & Flip Loan in Killeen, TX
Key Deal Points
| Address | Austin, TX |
| Loan Type | Fix and Flip – Purchase |
| Borrower Profile | Professional |
| Property Type | Single Family Detached |
| Appraised Value | $300,000 |
| Rehab Budget | $90,000 |
| After Repair Value | $565,000 |
| Loan Amount | $334,800 |
| LTC | 93.00% |
| LTARV | 59.26% |
| Term | 12-Month Interest-Only |
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