Recently Funded Fix And Flip Loan In Puyallup WA

Loan Scenario:

This project features a True Zero Point Fix & Flip loan for a single‑family home in Puyallup, Washington. The experienced investor purchased the property for $320,000 with a renovation budget of $37,500. American Heritage Lending provided $350,000 in financing—structured at 98% Loan‑to‑Cost (LTC) and 70% of the After‑Repair Value (LTARV) based on a projected ARV of $500,000.

The True Zero Point structure removed upfront points and paired funding with a digital-first, flexible, fast, and easy draw process designed to get funds to borrowers quickly, keeping the investor’s cash free for operations and maintaining speed throughout the project.

The scope of work includes new flooring throughout, new molding and trim, kitchen updates with new countertops, a bathroom refresh with new vanities, lighting, and tub, and all new light fixtures, plus selective demolition to prepare for finishes.

With a practical scope focused on what sells—fresh surfaces, brighter lighting, and clean baths—the project is set up for an efficient turn to market. AHL’s high‑leverage, True Zero Point solution gave this experienced investor the flexibility to execute quickly without sacrificing deal economics.