Recently Funded DSCR Loan In Milwaukee, Wisconsin
Loan Scenario:
A returning American Heritage Lending client — a newer investor who already owns a primary residence and multiple rentals — refinanced a single-family rental in Milwaukee, Wisconsin. AHL structured a 30-year DSCR loan as a rate-and-term refinance, lending $180,000 at a conservative 69% loan-to-value against a $260,000 appraised value. With a 1.292 debt-service-coverage ratio, the property’s rental income more than covered the new payment, keeping the qualification clean and income-based. Refinancing into long-term, fixed financing gave this growing investor stability and room to keep scaling.
Milwaukee offers Wisconsin investors an appealing blend of affordability and consistent Midwest rental demand along Lake Michigan. Its established neighborhoods and stable workforce housing base help keep occupancy high and cash flow reliable for buy-and-hold owners. Investors ready to refinance or expand can start their financing today.
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Key Deal Points
| Address | Milwaukee, WI |
| Loan Type | DSCR Rate & Term Refinance |
| Borrower Profile | Newer Investor |
| Property Type | Single Family Detached |
| Appraised Value | $260,000 |
| Loan Amount | $180,000 |
| Loan To Value (LTV) | 69% |
| DSCR | 1.292 |
| Loan Term | 30-Year |
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