Recently Funded DSCR Loan In Saginaw, Texas

Loan Scenario:

A newer investor came to American Heritage Lending to refinance a Saginaw rental into more favorable long-term financing, and a rate-and-term DSCR loan delivered exactly that. The single-family detached property was supported at a $294,000 value, and we structured the no-cash-out refinance at 74% loan-to-value for a loan amount of $217,600 on a 30-year term. With rents covering the debt service at a 1.004 ratio, the borrower qualified on the property’s own performance rather than personal income.

A growing suburb just northwest of Fort Worth, Saginaw benefits from the broader Dallas-Fort Worth metroplex’s job growth, business-friendly climate, and steady in-migration. That demand keeps Texas rental occupancy strong and gives buy-and-hold investors a dependable long-term hold.

Refinancing into a stable 30-year structure gives this investor predictable payments and a solid foundation for the next acquisition. If you want to lock in long-term financing on a rental you already own, start the conversation about your financing options with our team.

Similar Recently Funded Case Studies: DSCR Loan in Vernon, TX  •  DSCR Loan in Austin, TX  •  DSCR Loan in Abilene, TX

Additional Images