Recently Funded DSCR Loan In Angleton, Texas
Loan Scenario:
An experienced investor who had recently acquired and renovated a single-family rental in Angleton turned to American Heritage Lending to pull capital back out of the property with a DSCR loan. On an appraised value of $160,000, we closed a $120,000 cash-out refinance at 75% loan-to-value, with the property’s rental income producing a healthy 1.166 debt-service coverage ratio that qualified the loan on its own cash flow. The 30-year term converts a freshly stabilized asset into long-term, income-producing financing without leaning on the borrower’s personal income.
Angleton sits in the fast-growing Houston metro’s southern corridor, where proximity to the Gulf Coast’s industrial and energy employers keeps rental demand steady and tenant turnover low. Affordable entry prices and reliable occupancy make it a favorite for buy-and-hold investors looking to compound a portfolio one well-located rental at a time.
Recycling equity out of a recently improved property is one of the most efficient ways to fund the next acquisition. If you own a Texas rental and want to put trapped equity back to work, our team can walk you through your financing options.
Similar Recently Funded Case Studies: DSCR Loan in Belton, TX • DSCR Loan in Austin, TX • DSCR Loan in San Angelo, TX
Key Deal Points
| Address | Angleton, TX |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $160,000 |
| Loan Amount | $120,000 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.166 |
| Loan Term | 30-Year |
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