Recently Funded DSCR Loan In Jackson, Mississippi
Loan Scenario:
An experienced investor with three rentals drew equity from a single-family home in Jackson, Mississippi, using a DSCR cash-out refinance closed as a True Zero Point loan. The property qualified on its rental income, and AHL funded the deal with no origination points. The home appraised at $300,000, and the borrower took $225,000 at a 75% loan-to-value on a 30-year term. A debt-service-coverage ratio of 1.305 showed the rent covered the payment with a solid margin.
Jackson is Mississippi’s capital and largest city, a government, healthcare, and university center whose affordable housing stock lets investors buy meaningful cash flow at modest price points. That affordability is what makes a 75% cash-out both accessible and comfortably supported by rents.
Returning capital at a fair LTV with zero points kept this refinance efficient and left the investor with dry powder for the next move. Landlords in the market can explore a DSCR loan in Mississippi or start financing a refinance today.
Similar Recently Funded Case Studies: DSCR Loan in Jackson, MS • DSCR Loan in Fort Wayne, IN • DSCR Loan in Milwaukee, WI
Key Deal Points
| Address | Jackson, MS |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $300,000 |
| Loan Amount | $225,000 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.305 |
| Loan Term | 30-Year |
| Loan Structure | True Zero Point Loan |
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