Recently Funded DSCR Loan In Inkster, Michigan
Loan Scenario:
An experienced investor with a three-property portfolio came to American Heritage Lending to pull equity from a single-family rental in Inkster, Michigan. AHL’s DSCR loan qualified the borrower on the home’s cash flow, funding a $92,250 cash-out refinance at 75% loan-to-value against a $123,000 appraised value on a 30-year term.
The property posted an excellent debt-service-coverage ratio of 1.345, well above the payment obligation, and the deal was structured as a True Zero Point loan so the borrower could redeploy the freed-up equity without surrendering it to upfront costs. Strong coverage plus a clean cost structure is a formula seasoned investors know how to compound.
Inkster, in the Detroit metro, offers investors low acquisition prices and attractive rent-to-value ratios that translate into dependable cash flow. A stable, working-tenant base and steady regional demand keep well-kept single-family rentals occupied. As this investor continues to grow across Michigan, AHL is positioned to fund the next deal, and investors can begin exploring financing today.
Similar Recently Funded Case Studies: DSCR Loan in Roseville, MI • DSCR Loan in Detroit, MI • DSCR Loan in Rockford, IL
Key Deal Points
| Address | Inkster, MI |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $123,000 |
| Loan Amount | $92,250 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.345 |
| Loan Term | 30-Year |
| Loan Structure | True Zero Point Loan |
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