Recently Funded DSCR Loan In Bushwood, Maryland
Loan Scenario:
An experienced investor who owns both a primary residence and the subject property tapped built-up equity in a Bushwood rental through an American Heritage Lending DSCR loan structured as a cash-out refinance. Having purchased the detached PUD in late 2023, the borrower had seen it appraise at $250,000, and AHL advanced $162,500 at a conservative 65% loan-to-value on a 30-year term. With a debt-service-coverage ratio of 1.101, the property’s rents covered the new obligation while freeing capital the investor can redeploy into the next acquisition.
Bushwood sits in St. Mary’s County along southern Maryland’s rural Potomac shoreline, a quiet pocket whose rental demand is anchored by the nearby Patuxent River Naval Air Station and the steady government-and-defense employment it brings to the region. Detached homes in these communities tend to attract long-tenured tenants, which supports the kind of durable cash flow reflected in this file. For buy-and-hold owners across Maryland who want to unlock equity without disturbing a performing asset, this cash-out refinance is a clean template — and the financing starts with a quick prequalification.
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Key Deal Points
| Address | Bushwood, MD |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Detached PUD |
| Appraised Value | $250,000 |
| Loan Amount | $162,500 |
| Loan To Value (LTV) | 65% |
| DSCR | 1.101 |
| Loan Term | 30-Year |
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