Recently Funded DSCR Loan In Fort Valley, Georgia
Loan Scenario:
A newer investor stepped up to a small multifamily acquisition with a DSCR purchase of a 5-to-10-unit property in Fort Valley, Georgia. Rather than lean on personal income, the loan qualified on the building’s collected rents, and AHL cleared the file with an experience exception supported by the borrower’s existing primary and two-unit investment holding. The property appraised at $1,000,000, and the loan funded $700,000 at a 70% loan-to-value on a 30-year term. A strong debt-service-coverage ratio of 1.463 showed the rent roll carried the payment with a wide margin.
Fort Valley sits in the heart of central Georgia’s Peach County and is home to Fort Valley State University, whose enrollment underpins consistent demand for rental housing. For an investor moving from single units into small multifamily, a college-anchored market offers a reliable tenant base and manageable price points.
Buying six units in one transaction is an efficient way to scale, and DSCR structuring made it possible without traditional income verification. Newer investors can explore a Georgia DSCR loan or begin financing a purchase in Georgia.
Similar Recently Funded Case Studies: DSCR Loan in Conyers, GA • DSCR Loan in Fort Valley, GA • DSCR Loan in Morganton, GA
Key Deal Points
| Address | Fort Valley, GA |
| Loan Type | DSCR Purchase |
| Borrower Profile | Newer Investor |
| Property Type | 5 – 10 Units |
| Appraised Value | $1,000,000 |
| Loan Amount | $700,000 |
| Loan To Value (LTV) | 70% |
| DSCR | 1.463 |
| Loan Term | 30-Year |
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