Recently Funded DSCR Loan In Titusville, Florida
Loan Scenario:
American Heritage Lending helped an experienced investor pull equity from a single-family rental in Titusville, Florida, structuring the deal as a True Zero Point cash-out refinance so the borrower kept more of their proceeds. The home appraised at $280,000 and the loan came in at $210,000, a 75% loan-to-value that returned substantial capital while leaving equity in the property. Qualifying on the rental’s own income at a 1.132 debt-service coverage ratio, the DSCR loan closed on a 30-year term without touching the borrower’s personal debt-to-income.
Titusville sits on Florida’s Space Coast along the Indian River, directly across from Kennedy Space Center in Brevard County. Renewed aerospace activity and commercial-space momentum have kept employment and rental demand climbing in the area, making Florida rentals like this one a compelling long-term hold.
With the zero-point structure putting maximum cash back in hand, the investor is well positioned to reinvest into the next acquisition. Investors curious what their own rental could unlock can start with financing built around the property’s cash flow.
Similar Recently Funded Case Studies: DSCR Loan in Inverness, FL • DSCR Loan in Mc Kees Rocks, PA • DSCR Loan in Fayetteville, NC
Key Deal Points
| Address | Titusville, FL |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $280,000 |
| Loan Amount | $210,000 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.132 |
| Loan Term | 30-Year |
| Loan Structure | True Zero Point Loan |
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