Recently Funded DSCR Loan In West Haven, Connecticut
Loan Scenario:
American Heritage Lending recently closed a DSCR loan for an investor purchasing a two-unit property in West Haven, Connecticut. Already an owner of both a primary residence and an investment property, the borrower leaned on a DSCR purchase to add a duplex without the friction of traditional income documentation.
The two-unit property appraised at $550,000, and AHL structured the purchase at a $440,000 loan amount, or 80% loan-to-value, on a 30-year term. A debt-service coverage ratio of 1.340 showed the combined rents outpaced the monthly obligation with room to spare, positioning this acquisition as a dependable cash-flow producer from the outset.
West Haven offers investors an appealing mix of shoreline location and steady rental demand, anchored by its proximity to New Haven and Yale University’s broader economic footprint. Two-unit properties in the market draw consistent interest from tenants seeking value along the Connecticut coast, supporting resilient occupancy for buy-and-hold owners.
Whether it’s your first duplex or your next, AHL makes it simple to qualify on the strength of the property. Start your financing in Connecticut today.
Similar Recently Funded Case Studies: DSCR Loan in Hartford, CT • DSCR Loan in Bloomington, IN • DSCR Loan in Milwaukee, WI
Key Deal Points
| Address | West Haven, CT |
| Loan Type | DSCR Purchase |
| Borrower Profile | Newer Investor |
| Property Type | 2 Units |
| Appraised Value | $550,000 |
| Loan Amount | $440,000 |
| Loan To Value (LTV) | 80% |
| DSCR | 1.340 |
| Loan Term | 30-Year |
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