Recently Funded DSCR Loan In Huntsville, Alabama
Loan Scenario:
An experienced investor managing three rental properties chose American Heritage Lending to acquire another single-family rental in Huntsville, Alabama. Our DSCR loan qualified the deal on its 1.240 debt-service-coverage ratio, funding the purchase at 80% loan-to-value against a $200,000 appraised value on a 30-year term with no tax returns needed.
Huntsville has become one of the Southeast’s fastest-growing cities, powered by an aerospace, defense, and technology base anchored by Redstone Arsenal and a steady influx of high-paying jobs. That employment growth fuels sustained demand for quality rental housing, giving buy-and-hold investors both dependable occupancy and room for appreciation.
Adding this property strengthens the borrower’s foothold in one of Alabama‘s premier rental markets. Investors ready to capitalize on the same growth story can explore AHL financing.
Similar Recently Funded Case Studies: DSCR Loan in Montgomery, AL • DSCR Loan in Rockford, IL • DSCR Loan in Madison, AL
Key Deal Points
| Address | Huntsville, AL |
| Loan Type | DSCR Purchase |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $200,000 |
| Loan Amount | $150,400 |
| Loan To Value (LTV) | 80% |
| DSCR | 1.240 |
| Loan Term | 30-Year |
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