Where Brokers Thrive

Build your business with a lender designed to empower professional brokers.

Partner with AHL: Empowering Brokers with Non-QM Expertise and Exceptional Support

At AHL, we are dedicated to helping brokers succeed with innovative lending solutions and seamless processes. As a Non-QM direct lender backed by a publicly traded multi-billion dollar financial institution, we offer a streamlined approach to lending with flexible “common sense” underwriting standards. With 45-day rate locks available at the time of loan submission—requiring only a Borrower Application (1003)—we make it easy to secure competitive rates and move your deals forward with confidence. Our flexible channels, including Wholesale, Table-Funding, and Correspondent, allow you to choose the model that best fits your business needs.

Our state-of-the-art broker portal simplifies loan submissions, processing, and pricing, giving you access to powerful tools like the Quick Pricer and a self-serve system that lets you manage loans at your own pace. All documents and underwriting conditions are organized within the portal, and you’ll have access to a wide range of support materials, including Product Matrices, full Underwriting Guidelines, Rate Sheets, and more. We’ve even integrated the Reggora appraisal-ordering system for added efficiency.

To ensure you receive personalized support, we pair you with a dedicated Account Executive to assist with pricing and pre-qualification and assign 1-2 Account Managers who will work directly with you to satisfy loan conditions. This consistent and reliable communication helps build strong relationships, ensuring you and your clients receive the exceptional service you deserve. Partner with AHL to experience a lending process designed for broker partners. Get Started Now

Why Partner with AHL?
Non-QM Direct Lender with flexible underwriting.
Extensive and innovative product suite.
45-Day Rate Locks at loan submission with just a 1003.
Multiple channels: Wholesale, Table-Funding, Correspondent.

Technology-Driven Efficiency
Broker Portal for submissions, processing, and pricing.
Tools like Quick Pricer and self-serve loan management.
Organized portal for documents and conditions.
Integrated Reggora Appraisal System.
Support materials: Product Matrices, Rate Sheets, Guidelines.

Dedicated Support
1:1 Account Executive for pricing and pre-qualification.
Consistent Account Managers to meet loan conditions.
Service-focused team for strong broker relationships.

Step Into A Partnership That Delivers Results

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How Did You Hear About Us?

      
 4.6 
   Top Rated Service 
 verified by Trustindex 
 Trustindex verifies that the company has a review score above 4.5, based on reviews collected on Google over the past 12 months, qualifying it to receive the Top Rated Certificate.

    
 
 
        
   Brandon Henington 
 4 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Jessica Reynolds went above and beyond. She made the entire process seamless. I highly recommend Jessica and American Heritage Lending!!!!
  
 
       
   Trez Ibrahim 
 1 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Brad and Tami were both incredible throughout the entire process. They were very transparent, helpful, patient and led me through everything I needed. They were very responsive and quickly closed the loans despite my holding them up on a few things they needed from me. I would highly recommend them and plan on working with them again in the future.
  
 
       
   Michele Albohn 
 27 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. I'm a broker and recently worked on a challenging file with AHL, and they got it done.  Michael Moss and his underwriting manager, Jackie, and account manager Moniqua were responsive, fast and got the job done.  We would not have been able to close without their expertise and ability to guide us to get this done!  Highly recommend!
  
 
       
   Francia Castro 
 25 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. I had the pleasure of working with Anthony Jarvis and he was very involved from the get-go. Our first conversation felt like he understood exactly what my goal was and it was easy for me to continue to explore the process because of it. He was attentive and always available to chat about my project. The numbers also made sense in terms of interests vs points up-front. I would definitely be using them again for my dscr loan and future investments.
  
 
       
   James Hoffman 
 25 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. Here's to new business adventures!!!!
  
 
       
   greg mckenzie 
 21 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. I had an incredible experience working with Brad at American Heritage Lending. From start to finish, he was exceptionally responsive, always answering my questions quickly and keeping me updated at every step of the process.Brad truly goes over and above for his clients. He anticipated potential roadblocks before they could cause issues and worked tirelessly to ensure everything stayed on track. Thanks to his dedication, attention to detail, and constant communication, we had a completely stress-free and smooth closing.If you are looking for a loan officer who is professional, proactive, and genuinely cares about getting you across the finish line, I highly recommend Brad!
  
 
       
   Jessica Rodriguez 
 20 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. After trying to locally source a hard money lender and having no luck for the scope of the project I found American heritage , where Tim Young provided exceptional service from start to finish in helping me secure the loan I needed! Just closed and hopefully I’ll be back to do more business with them! 🤩🙌🏻
  
 
       
   Donald Thornsberry 
 6 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. Jessica was the main reason for me continuing the loan process with AHL. I had several concerns throughout the process and she was able to "talk me off the ledge" on all occasions. Her reassurance and calm demeanor was greatly welcomed. We closed a loan from start to finish in 13 business days and this was mainly due to Jessica's diligence and her professional attitude. Anytime I had questions about anything her processor was sending me, I could reach out to her and she would respond within a few minutes to hours. For example, I emailed her one night at 11:45pm with some questions I had, thinking that she would receive the email the next day. She actually responded within about 5 mins and got me in contact with someone that could answer my questions. Her attention to detail and her ability to explain things in a logical manner was and is greatly appreciated. Thanks Jessica and I'm looking forward to working with you again in the near future on the next deal.
  
 
       
   Jenifer McMahon 
 10 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. I've thinking that I have made a good decision by what I have been reading so far. I'm hoping that everything will go well as expected.
  
 
       
   Keegan K 
 9 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. I had the pleasure of working with Jay and Barbie at AH, and I truly cannot say enough good things about them. From start to finish, they were professional, responsive, knowledgeable, and genuinely wonderful to work with. They made the entire process feel smooth and stress-free, and their communication was excellent every step of the way. Jay and Barbie both went above and beyond to make sure everything was handled properly and that everyone felt confident throughout the transaction. People like them are rare in this industry. They are an absolute asset to AH, and I would gladly work with them again. Highly recommend!