Launch your career financing real estate investors.
The All Star Program — our Academy for Lending Leadership, Sales, Technique, Advancement & Results — is American Heritage Lending's complete path for aspiring originators to become investment property financing specialists. No experience required. We train you, prep you for licensing, and coach you all the way to your first funded loans.
You'll learn this business from the people who built it.
Two decades of investment property lending, taught by the managers and originators who close it every day.
A different lane — and a more durable one.
Most training programs prepare you to compete for conventional homebuyers in a market that lives and dies by the rate cycle. The All Star Program trains you on the loans real estate investors need — a specialized niche that holds up when conventional lending doesn't, and that puts you behind projects which visibly improve the places people live.
- More resistant to rate shocks. When rates spike, conventional purchase and refinance volume freezes. Investors keep buying, renovating, and refinancing because their decisions are driven by rents, cash flow, and equity — not the 30-year fixed.
- You finance work that improves communities. Every loan you close is a vacant house brought back to life, an outdated property modernized, or new housing built in a market that needs supply. You can point at the results.
- Learn to originate what investors actually use — DSCR rental, fix & flip, bridge, and ground-up construction — not commodity consumer mortgages.
- Build a book with investors and brokers who close repeatedly, not one-and-done buyers.
- Step into a proven system: a direct lender with its own capital, pricing engine, and marketing behind you.
The products you'll master
Every letter of ALL STAR is a discipline
Academy for Lending Leadership, Sales, Technique, Advancement & Results.
Seven disciplines, one badge. Earn it in eight weeks.
Academy
A structured, cohort-based academy — the foundation for everything that follows: the industry, compliance, and the systems you'll work in every day.
Lending
Master AHL's investor product suite — DSCR, fix & flip, bridge, and ground-up construction — and the guidelines that get a deal to the closing table.
Leadership
Lead the deal and the relationship. Guide investors with confidence, structure files that work, and own outcomes like a trusted advisor.
Sales
Prospecting, lead conversion, objection handling, and building a durable referral base of investors and the brokers who serve them.
Technique
The daily craft — qualifying scenarios, running the numbers, and submitting clean files that move fast through processing and underwriting.
Advancement
A defined career ladder, plus the mentorship and coaching to help you climb it on a clear, achievable timeline.
Results
Accountability, KPIs, and the systems that turn daily activity into funded loans and real commission.
Eight weeks from day one to panel certified
A structured, cohort-based program with a graded checkpoint every week — building from professional foundations to a live panel certification before you ever take a real client call.
Professionalism & Setup
Before any product or sales content, get set up to operate credibly in a professional environment — communication norms, meeting and camera presence, time management, and getting your accounts and tools provisioned. Many trainees come in with no office experience, so nothing is assumed.
Product Foundations
Learn the industry, the language, and the two core products cold: a deep dive on RTL (fix & flip and bridge), then DSCR — structure, borrower profiles, guidelines, and pricing. You finish able to look at a scenario and know if and how it qualifies.
Systems Mastery
Get hands-on fluent in the CRM and loan origination systems you'll live in every day — working real RTL and DSCR scenarios end to end, from a lead coming in to a file set up correctly, so the tools become invisible instead of a distraction.
Product Mastery, Process & Positioning
Move from knowing the guidelines to structuring a deal fast and talking about it fluently — the full loan lifecycle, what each department needs and when, why deals stall, and how AHL's value proposition stacks up against the competition.
Sales Skills & Simulated Selling
Build the actual sales muscle — discovery, rapport, qualifying quickly, objection handling, and closing — with recorded mock calls, a cohort-built objection playbook, and a full end-to-end sales simulation from cold call to handoff.
Mock Call Progression & Panel Certification
Work up through increasingly difficult mock calls, then earn your certification in a final mock call before a live panel of managers and senior loan officers — graded on product accuracy, structuring, objection handling, and composure. Graduate with 30/60/90-day targets and a seat on a team.
You'll be trained by the people you sit next to.
All Star isn't a video course you watch alone. It's a small cohort inside a working sales floor, taught by the managers and originators who close this business every day — so the person coaching your mock call is the same person you'll walk over to when a real deal gets complicated.
- A team that wants you to make it. Trainees get real attention, not a seat in the back of a lecture hall.
- A competitive floor with a scoreboard — and people who celebrate when you hit it.
- Two decades of investor lending experience, handed down deliberately instead of learned the hard way.
Why we built All Star
The best originators aren't born knowing this business — they're trained. We're not looking for people who already know mortgages; we're looking for people worth investing eight weeks in. Bring the drive and the coachability, and we'll hand you the product knowledge, the systems, and a manager who actually wants you to win.
We've spent more than twenty years building one of the country's leading investment property lenders. All Star is how we pass that down — training originators who understand this asset class deeply, and who become the leaders of this company tomorrow.
Everything you need to actually succeed
We don't hand you a manual and wish you luck. The All Star Program is built to get you producing.
Paid training
Earn while you learn from day one — you're paid hourly throughout the academy, so you're not betting your rent on a ramp.
Licensing prep included
Licensing preparation is built right into the program. We guide you through the process step by step as part of your training.
Small cohorts
Just 3 to 6 trainees per class, so you get real attention from trainers instead of getting lost in a lecture hall.
1:1 mentorship
Paired with experienced originators and managers invested in your ramp — not left to sink or swim.
Best-in-class tech
AHL's proprietary pricing engine, CRM, and marketing support do the heavy lifting so you can move fast and look sharp.
Full benefits
Health, dental, vision, and 401(k), plus a competitive commission structure once you graduate and start originating.
We hire for attitude and ability
You don't need a finance degree or a single day of lending experience. You need drive, coachability, and the will to go the distance. If that's you, we'll teach you the rest.
- Competitive, resilient, personable self-starters who love a scoreboard.
- People who want uncapped earning tied directly to their effort.
A ladder, not a lily pad
Where All Star takes you, and what changes at every step. Most of our sales leaders started exactly where you would.
All Star Trainee
Paid, in cohort, learning the products, the systems, and the craft with a graded checkpoint every week.
Investment Property Loan Officer
Your own pipeline and your own clients, with a mentor and sales manager still in your corner as you ramp.
Senior Loan Officer
A repeat investor and broker book, bigger and more complex files, and a higher tier as your production grows.
Team Lead / Sales Manager
Build and coach a team of your own. Most AHL sales leaders came up as originators here first.
All Star, answered
Do I need lending experience to apply?
Do I need a license, and do you help with it?
How long is the program?
How big are the cohorts, and how is it structured?
What is the panel certification?
Is it paid?
What will I actually be selling?
Why investment property lending instead of conventional mortgages?
Where is the program based?
What does the career path look like?
How do I apply?
Your seat in the next cohort is open.
Join the All Star Program and build a career financing the investors reshaping neighborhoods across the country. We'll train you, back you, and pay you while you learn.
Apply to the All Star Program
Tell us a bit about yourself and a member of our team will reach out about the next cohort.