News, Education, & Insights From Team AHL
Trusted by real estate professionals across the nation since 2004
How to Apply for a DSCR Loan: Your Complete Step-by-Step Guide
Everything you need to know before, during, and after hitting "submit"—from an actual lender who reviews these applications. If you've ever applied for a conventional mortgage, you know the drill: two years of tax returns, W-2s, pay stubs, bank statements, a letter...
No-Ratio DSCR Loans: When Zero Cash Flow Still Gets Approved
The financing option that makes traditional underwriters twitch—and why it might be exactly what your deal needs. If you've spent any time shopping for a DSCR loan, you've probably internalized one fundamental truth: the property needs to generate enough rent to cover...
Real Estate Investing Trends 2026: What’s Coming (Good and Bad)
An honest assessment of the year ahead—no crystal balls, no guarantees, just pattern recognition and strategic thinking. Every January, the real estate media industrial complex churns out predictions about the coming year. Half of them are breathlessly optimistic...
Top Markets for DSCR Loan Investors in 2026
Where the rent-to-price math actually works—and how to find deals that qualify. Here's a dirty secret about most "best markets for real estate investors" articles: they're written by people who have never actually underwritten a deal. They'll tell you Austin is hot....
Q1 2026 Rate Environment: What It Means for Investment Property Financing
A clear-eyed look at where rates are, where they're headed, and how investors should adjust their strategies accordingly. If you've been waiting for "rates to come down" before buying your next investment property, I have some news: you might be waiting a while. And...
Bridge Loans Explained: The Short-Term Solution for Long-Term Investment Goals
Great real estate deals don’t send a calendar invite. They pop up on a Tuesday, come with a tight clock, and usually go to the buyer who can move first. That’s where bridge loans earn their keep. They’re short-term, interest-only loans built for speed; money you can...
Storms, Spikes, and Soft Landings: A Real-World Investor’s Guide to Southwest Florida Real Estate
Southwest Florida real estate investing has seen more plot twists since 2020 than a Netflix mini series: pandemic-fueled buying frenzies, hurricane disruption, an insurance-cost shock, a rush of investors, and now a noticeable “everyone take a breath” reset. What’s...
The 2025 California Rental Investor Playbook: Where The Numbers Still Pencil
California real estate has a reputation that precedes it. Sunshine. Surf. Sticker shock. The state is both a laboratory for housing policy and a world capital for jobs, tech, film, logistics, and a dozen other industries that put steady pressure on the rental market....
Why Do Mortgage Rates Sometimes Go Up After a Fed Rate Cut?
An educational guide for real estate investors who like their coffee strong and their interest-rate expectations stronger. The Short Answer (So You Can Nail It In An Elevator Ride) Because mortgage rates are not set by the Fed’s policy rate. They’re set by the bond...
Hard Money vs Private Lenders vs Banks: A Practical Guide for Investors
How to choose the right capital for flips, rentals, ground‑up, and everything in betweenEstimated read time: 15–20 minutes. Grab coffee. Maybe two. TL;DR (but definitely read the rest) Hard money = fastest, often local, usually the highest cost, least paperwork, and...