Recently Funded DSCR Loan In Roanoke, Virginia
Loan Scenario:
American Heritage Lending funded a $189,750 DSCR loan for a returning AHL client refinancing a three-unit rental property in Roanoke, Virginia. The building appraised at $253,000, so the cash-out refinance came in at 75% loan-to-value, and the combined rents drove a standout 1.749 debt-service coverage ratio on a 30-year, true-zero-point structure. Multiple rent streams under one roof gave the deal a wide income margin, letting this investor pull equity while the asset keeps producing.
Roanoke is the commercial and healthcare hub of southwest Virginia’s Blue Ridge region, a regional-center city where small multifamily holds steady tenant demand and dependable occupancy. That stability is a natural fit for a cash-flowing three-unit hold. It shows how AHL supports repeat Virginia investors across property types — prequalify for financing to scale yours.
Similar Recently Funded Case Studies: DSCR Loan in Roanoke, VA • DSCR Loan in Newark, NJ • DSCR Loan in Ashburn, VA
Key Deal Points
| Address | Roanoke, VA |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Newer Investor |
| Property Type | 3 Units |
| Appraised Value | $253,000 |
| Loan Amount | $189,750 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.749 |
| Loan Term | 30-Year |
| Loan Structure | True Zero Point Loan |
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