Loan Scenario:

Some of the best flips are also the most ambitious, and this Edina project was exactly that. A seasoned investor with ten completed projects partnered with American Heritage Lending to purchase and fully renovate a high-end single-family home, and we funded a fix and flip loan of $926,250 against a $1,235,000 after-repair value. The $183,000 scope was a top-to-bottom transformation—demo, new HVAC, electrical and plumbing finishes, a level-two kitchen, three full bathroom remodels, fresh flooring, and interior and exterior paint. Using the AHL lender-funded rehab product, we structured the deal at 91.79% loan-to-cost while holding the after-repair leverage at a disciplined 75%. The 12-month interest-only term gives this experienced borrower the runway to deliver a turnkey luxury home and sell into one of the metro’s strongest submarkets.

Edina is among the most sought-after suburbs of Minneapolis, prized for its highly rated schools, walkable village districts, and a limited supply of updated housing stock that commands premium pricing. In a neighborhood where buyers expect modern finishes, a full renovation like this one is precisely what moves inventory quickly and profitably. For operators taking on larger, higher-value flips, AHL’s Minnesota programs provide the financing to match the scale of the deal.

Similar Recently Funded Case Studies: Fix & Flip Loan in Plymouth, MN  •  Fix & Flip Loan in Fremont, OH  •  Fix & Flip Loan in Farmington, NM

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