Recently Funded DSCR Loan In Clifton Park, New York
Loan Scenario:
An experienced investor with a three-property portfolio and a strong 751 credit score partnered with American Heritage Lending to draw equity from a single-family rental in Clifton Park, New York. AHL delivered a 30-year DSCR loan as a cash-out refinance — $393,750 at 75% loan-to-value against a $525,000 appraised value. With a 1.061 debt-service-coverage ratio, the rental income supported the new financing, and the borrower converted equity into capital while keeping qualification off personal tax returns. It’s a textbook cash-out execution for a well-qualified portfolio investor.
Clifton Park, in Saratoga County just north of Albany, is one of the Capital Region’s most stable and sought-after suburbs, prized for its schools, low taxes relative to downstate, and steady New York rental demand. That consistency keeps quality single-family rentals in tight supply and vacancy low. Investors ready to unlock equity can start their financing with AHL.
Similar Recently Funded Case Studies: DSCR Loan in Rochester, NY • DSCR Loan in New Harford, NY • DSCR Loan in Staten Island, NY
Key Deal Points
| Address | Clifton Park, NY |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $525,000 |
| Loan Amount | $393,750 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.061 |
| Loan Term | 30-Year |
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