Recently Funded DSCR Loan In Whiting, Indiana
Loan Scenario:
An experienced investor came to American Heritage Lending to draw equity from a single-family rental in Whiting, Indiana acquired in late 2025. AHL delivered a 30-year DSCR loan as a cash-out refinance — $226,500 at 75% loan-to-value on a $302,000 appraised value. A solid 1.190 debt-service-coverage ratio meant the rental income comfortably supported the new financing, letting the borrower convert equity into capital for the next acquisition. The income-based qualification kept the process clean for a growing portfolio.
Whiting sits in Lake County in northwest Indiana, along Lake Michigan within easy reach of the Chicago metro, giving investors affordable pricing paired with big-market proximity. Its steady workforce demand supports reliable occupancy and cash flow. Investors ready to unlock equity can begin their financing in minutes.
Similar Recently Funded Case Studies: DSCR Loan in Evansville, IN • DSCR Loan in Memphis, TN • DSCR Loan in Akron, OH
Key Deal Points
| Address | Whiting, IN |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $302,000 |
| Loan Amount | $226,500 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.190 |
| Loan Term | 30-Year |
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