Loan Scenario:

A professional investor with six verified projects brought American Heritage Lending a two-unit purchase in Columbus, Ohio, to renovate and resell. On a property appraised at $305,000 with a tightly scoped $29,700 rehab budget and a $435,000 after-repair value, AHL structured a fix and flip loan of $301,230 at 90% loan-to-cost and roughly 69% of the after-repair value, delivered as a True Zero Point Loan on a 12-month interest-only term. The work is focused and efficient — yard clean-up, targeted kitchen repairs and appliances on both sides, HVAC, interior paint and drywall, and exterior front paint, with a 10% contingency baked in — the disciplined approach you’d expect from a seasoned operator.

Columbus is one of the Midwest’s fastest-growing metros, powered by a major university, a diversifying employment base, and steady in-migration that keeps both rental and resale demand strong for updated two-unit properties. A duplex refreshed to market standard appeals equally to owner-occupants and investors, giving this borrower a flexible exit. AHL was proud to provide the financing for this Ohio project.

Similar Recently Funded Case Studies: Fix & Flip Loan in Pleasant Hill, OH  •  Fix & Flip Loan in Harlingen, TX  •  Fix & Flip Loan in Waukegan, IL

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