Recently Funded DSCR Loan In Milwaukee, Wisconsin
Loan Scenario:
A newer investor came to American Heritage Lending to tap equity in a two-unit rental property in Milwaukee, Wisconsin, and we structured the transaction as a 30-year DSCR loan — as a True Zero Point loan, no less, saving the borrower meaningful upfront cost. On a $155,000 appraised value, the $105,000 cash-out refinance came in at a conservative 68% loan-to-value, giving the borrower liquidity while keeping leverage low.
The standout metric here is the debt-service-coverage ratio of 1.628, meaning the duplex’s combined rents cover the new obligation with a wide cushion to spare. That kind of strong cash flow is exactly what allows an investor early in their journey to qualify on the property’s performance and build momentum toward the next deal.
Milwaukee’s dense, affordable neighborhoods make it one of the Midwest’s strongest cash-flow rental markets, and two-to-four-unit buildings are the backbone of its rental stock. With home prices well below the national median and steady tenant demand from a diversified regional economy, duplexes here routinely deliver the rent-to-price ratios that DSCR investors prize.
If a duplex or small multifamily is your next move, American Heritage Lending offers Wisconsin investors fast, flexible financing — let’s talk.
Similar Recently Funded Case Studies: DSCR Loan in Houston, TX • DSCR Loan in Macon, GA • DSCR Loan in Parlier, CA
Key Deal Points
| Address | Milwaukee, WI |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Newer Investor |
| Property Type | 2 Units |
| Appraised Value | $155,000 |
| Loan Amount | $105,000 |
| Loan To Value (LTV) | 68% |
| DSCR | 1.628 |
| Loan Term | 30-Year |
| Loan Structure | True Zero Point Loan |
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