Recently Funded Fix And Flip Loan In Saint Paul, Minnesota
Loan Scenario:
An experienced flipper brought American Heritage Lending a value-add purchase in the Twin Cities, and our team funded it with a fix and flip loan covering both the acquisition and the renovation. The single-family home carried a $123,000 as-is value with a $29,810 rehab budget and an after-repair value projected at $204,000. AHL funded $110,079 on a 12-month interest-only term at a lean 53.96% of the after-repair value, giving the borrower a wide margin between total cost and resale.
The renovation was a comprehensive cosmetic and systems refresh: new exterior doors, interior painting, tile, new kitchen cabinets and appliances, fencing, final cleaning, and dumpsters, with a contingency built in. Saint Paul is a stable, supply-constrained market where established neighborhoods and a strong owner-occupant buyer pool reward a clean, well-finished rehab. For a seasoned investor selling on completion, that dependable end demand is exactly what turns a tight budget into a confident exit.
Whether it is your next project or your first, AHL delivers fast, flexible financing for investors across Minnesota.
Similar Recently Funded Case Studies: Fix & Flip Loan in Vidor, TX • DSCR Loan in Oswego, NY • DSCR Loan in Indiantown, FL
Key Deal Points
| Address | Saint Paul, MN |
| Loan Type | Fix and Flip – Purchase |
| Borrower Profile | Experienced |
| Property Type | Single Family Detached |
| Appraised Value | $123,000 |
| Rehab Budget | $29,810 |
| After Repair Value | $204,000 |
| Loan Amount | $110,079 |
| LTC | 90.00% |
| LTARV | 53.96% |
| Term | 12-Month Interest-Only |
Additional Images
