Recently Funded DSCR Loan In Indiantown, Florida
Loan Scenario:
A newer investor who owns both a primary residence and additional rental property came to American Heritage Lending to draw equity from a single-family rental in Indiantown, Florida. With the home appraising at $535,000 and producing a strong 1.491 debt-service coverage ratio, our team structured a DSCR loan that qualified on the property’s cash flow rather than personal income. The cash-out refinance was written at a 75% loan-to-value for a $401,250 loan amount, delivered as a 30-year, true zero-point loan. The result gave the borrower meaningful liquidity while locking in decades of predictable, long-term financing.
Indiantown, in Martin County, sits at the western edge of one of Florida‘s fastest-evolving corridors, where planned growth, infrastructure investment, and comparatively affordable housing continue to draw both residents and rental demand. That combination of a strong appraised value and reliable rents makes the area a compelling place for buy-and-hold investors.
American Heritage Lending was pleased to provide the financing that turned built-up equity into working capital.
Similar Recently Funded Case Studies: DSCR Loan in Gainesville, FL • DSCR Loan in Titusville, FL • DSCR Loan in Jacksonville, FL
Key Deal Points
| Address | Indiantown, FL |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Newer Investor |
| Property Type | Single Family Detached |
| Appraised Value | $535,000 |
| Loan Amount | $401,250 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.491 |
| Loan Term | 30-Year |
| Loan Structure | True Zero Point Loan |
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