Recently Funded Ground-Up Construction Loan In Dallas, Texas
Loan Scenario:
A first-time builder brought American Heritage Lending a ground-up opportunity in Dallas, Texas, and secured a construction loan of $1,007,675 to take the project from raw land to a finished single-family home. With a $530,000 land basis and a $720,500 construction budget underwritten to a $1,515,000 after-construction value, our team structured the financing at a measured 85% loan-to-cost and a conservative 66.51% loan-to-after-repair-value.
Even as a newer builder, the borrower presented a well-defined scope and a clear path to completion, which gave underwriting the confidence to move forward on a 12-month interest-only term. That structure keeps carrying costs lean through the build while the borrower concentrates capital on delivering the home.
Dallas remains one of the country’s most active new-construction markets, powered by sustained population growth, a deep corporate-relocation pipeline, and buyer demand that keeps absorbing new single-family inventory. Building into that kind of durable demand gives even a first project real momentum. If you are planning a ground-up build in Texas, our team can structure the financing to match your timeline.
Similar Recently Funded Case Studies: Ground-Up Construction Loan in Sherman, TX • Ground-Up Construction Loan in Lafayette, CA • Ground-Up Construction Loan in Newnan, GA
Key Deal Points
| Address | Dallas, TX |
| Loan Type | Ground Up Construction – Purchase |
| Borrower Profile | No Experience |
| Property Type | Single Family Detached |
| Land Price | $530,000 |
| Construction Budget | $720,500 |
| After Construction Value | $1,515,000 |
| Loan Amount | $1,007,675 |
| LTC | 85.00% |
| LTARV | 66.51% |
| Term | 12-Month Interest-Only |
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