Unlock Your Investment Potential With AHL

Trusted by real estate professionals across the nation since 2004
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DSCR Rental Loans

Maximize your rental property investments with DSCR loans, designed to offer financing based on a property’s cash flow, not personal income. This flexible option helps you grow your portfolio without the hassle of traditional income documentation.

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Fix & Flip Loans

Take advantage of short-term financing tailored for real estate investors looking to purchase, renovate, and quickly sell properties. With fast approvals and competitive terms, Fix & Flip loans enable you to transform distressed homes into profitable assets.

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New Construction Loans

Build your next investment property with confidence using our New Construction Loans, crafted for developers and builders. From land acquisition to project completion, this financing option offers flexible terms and draw schedules that align with your construction timeline.

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Bridge Loans

Secure quick, short-term financing to bridge the gap between buying and selling investment properties. Bridge loans provide investors with the capital they need to act swiftly in competitive markets while waiting for long-term financing or property sales.

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Our Promise To You

Designed For Investors

Your investment is unique, and we treat it as such. Our loans are designed to fit you specific project and financial goals, giving you the right tools to succeed.

Dedicated Support Professionals

You will have direct access to a team of seasoned experts ready to provide guidance, answer your questions, and help you navigate the complexities of your project.

Certainty Of Close

Easier financing for investment properties as they require less paperwork and provide fast loan approvals and funding.

Partnership Focused

We’re more than just a lender; we’re a partner in your success. Our goal is to build long-term relationships by helping you grow and scale your real estate investments.

Total Transparency

No hidden fees or surprises. We keep you informed every step of the way, ensuring transparency in all our transactions and providing clear communication.

No Red Tape

We cut through the bureaucracy and provide a streamlined application process, ensuring you get the funding you need without the delays common in other lending institutions.

Same Day Prequalification

Speak With An Expert

Don’t Just Take Our Word For It

A Lender You Can Trust

At American Heritage Lending, we specialize in providing real estate investors with the flexible and reliable financing solutions they need to succeed in today’s competitive market. With a focus on serving borrowers in the Non-QM and hard money lending space, we offer tailored lending options for investors who don’t fit the rigid standards of traditional Qualified Mortgage programs.

Our longevity in the market speaks for itself. Since 2004, we’ve successfully navigated multiple mortgage cycles, proving our ability to deliver when other lenders fall short. Backed by one of the leading private equity firms in the private lending space, we have unlimited access to capital, allowing us to offer unmatched product flexibility and adaptability—qualities that are critical for real estate investors looking to seize opportunities in dynamic markets.

Our dedicated team of Account Executives, Loan Brokers, and Loan Officers works closely with clients to structure custom loan solutions, even for complex deals that have been rejected by traditional lenders. Whether it’s new construction, fix-and-flip, or expanding your rental portfolio, we are here to provide fast, practical solutions tailored to your specific investment goals.

With over $1 billion in loans funded, American Heritage Lending has extensive experience across all facets of real estate lending. As a direct lender, we handle the entire process in-house, from loan submission to funding, ensuring a smooth and efficient experience for our clients. Our common-sense underwriting approach and fast approvals mean you can move forward confidently with your next investment.

When you partner with American Heritage Lending, you’re not just choosing a lender—you’re choosing a financial partner with a proven track record, financial backing, and the expertise to support your success in any market condition. Let us help you unlock the potential of your real estate investments.