State Licensing Information

Alabama Consumer Credit Licensee under state license# 23291.
Arizona Mortgage Banker Licensee under license# 0912684. Licensed to do business as American Heritage Lending at 19800 MacArthur Blvd., Suite 950, Irvine CA 92612.
Arkansas Combination of Mortgage Banker, Mortgage Broker, and Mortgage Servicer Licensee under license# 130360. American Heritage Lending, LLC at 19800 MacArthur Blvd., Suite 950, Irvine CA 92612 (800-731-9226).
Licensed by the California Department of Financial Protection and Innovation under the California Financing Law license number 603G668. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license number 41DBO-189044
Colorado Mortgage Company Registration by the Division of Real Estate.
Connecticut Mortgage Lender Licensee under license# ML-93735.
American Heritage Lending, LLC is a Delaware Licensed Lender under license# 039710 by the Delaware State Bank Commissioner to engage in business in this State.
Florida Mortgage Lender Licensee under license# MLD94.
Georgia Residential Mortgage Licensee doing business as a Mortgage Lender under license# 93735. Licensed to do business as American Heritage Lending, LLC. 19800 MacArthur Blvd., Suite 950, Irvine CA 92612.
Idaho Mortgage Broker/Lender Licensee under license# MBL-2080093735.and licensed to do business as American Heritage Lending, LLC.
Illinois Residential Mortgage Licensee under license# MB.6761561. (See additional disclosure regarding the IL Community Reinvestment Act below under “Additional State Specific Required Disclosures”.) (nmlsconsumeraccess.org). Note – this must link to the AHL NMLS listing.
Indiana Mortgage Lending Licensee under the Department of Financial Institutions under license# 58918.
Iowa Mortgage Banker Licensee under license# 2018-0155.
Kansas Mortgage Company Licensee under license# MC.0025684.
Kentucky Mortgage Company Licensee under license# MC741639.
Louisiana Residential Mortgage Lending Licensee.
Maine Supervised Lender Licensee under license# 93735.
Maryland Mortgage Lender Licensee under license# 93735. Doing business as American Heritage Lending, LLC. is located at 19800 MacArthur Blvd., Suite 950, Irvine CA 92612.
Massachusetts Mortgage Lender Licensee under license# ML93735.
Michigan 1^st Mortgage Broker and Lender Licensee under license# FL0023340.
Minnesota Residential Mortgage Originator Licensee under license# MN-MO-93735.
American Heritage Lending, LLC.19800 MacArthur Blvd., Suite 950, Irvine CA 92612, is a Mississippi Mortgage Lender Licensee under license# 93735 and is licensed by the Mississippi Department of Banking and Consumer Finance.
Montana Mortgage Lender Licensee under license# and NMLS ID# 93735. (nmlsconsumeraccess.org). Note – this must link to the AHL NMLS listing.
Nebraska Mortgage Banker Licensee.
Nevada Mortgage Company Licensee under license# 5688. American Heritage Lending, LLC. 19800 MacArthur Blvd., Suite 950, Irvine CA 92612 (800-731-9226).
New Hampshire Mortgage Banker Licensee under license# 23855-MB.
New Jersey Residential Mortgage Lender Licensee. American Heritage Lending, LLC. is licensed by the New Jersey Department of Banking & Insurance.
New Mexico Mortgage Loan Company Licensee.
North Carolina Mortgage Lender Licensee under license# L-204931.
American Heritage Lending, LLC. has an Ohio Residential Mortgage Lending Act Certificate of Registration under registration# RM.804862.000 and NMLS ID# 93735. American Heritage Lending, LLC. is located at 19800 MacArthur Blvd., Suite 950, Irvine CA 92612.
Oklahoma Mortgage Lender Licensee under license# ML015518.
American Heritage Lending, LLC. is an Oregon Mortgage Lender Licensee under license# ML-4808. American Heritage Lending, LLC. is located at 19800 MacArthur Blvd., Suite 950, Irvine CA 92612.
Pennsylvania Mortgage Lender Licensee under NMLS ID# 93735 and under license# 81773.
Rhode Island Lender Licensee under license# 20234584LL and a Third Party Loan Servicer Licensee under license# 20234585LS.
South Carolina Mortgage Lender/Servicer Licensee under license# MLS-93735 and under NMLS ID# 93735. See the South Carolina Consumer Loan Disclosure below “Additional State Specific Required Disclosures”.
Tennessee Mortgage Licensee under license# 93735.
Texas Mortgage Banker Registrant. See the Texas Complaints Notice below under “Additional State Specific Required Disclosures”.
Utah Residential First Mortgage Notification under notification# 13382796.
Vermont Lender Licensee under license# LL-93735.
Virginia Mortgage Lender Licensee under license# MC5775 and under NMLS ID# 93735 (nmlsconsumeraccess.org). Note – this must link to the AHL NMLS listing.
Washington Consumer Loan Company Licensee under license# CL-93735. (nmlsconsumeraccess.org). Note – this must link to the AHL NMLS listing.
West Virginia Mortgage Lender Licensee under license# ML-93735.
Wisconsin Mortgage Banker Licensee under license# 93735BA and under NMLS ID# 93735.
Wyoming Mortgage Lender/Broker Licensee under license# 4894.

Additional State Specific Required Disclosures

Illinois Community Reinvestment Act Notice

Under the Illinois Community Reinvestment Act (ILCRA), the Secretary of the Department of Financial and Professional Regulation (Secretary) evaluates our record of helping to meet the lending needs of this community consistent with safe and sound operations. The Secretary also takes this record into account when deciding on certain applications submitted by us.

Your involvement is encouraged.

You are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our additional full-service office(s), such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.

At least 30 days before the beginning of each quarter, the Secretary publishes a nationwide list of the covered mortgage licensees that are scheduled for ILCRA examination in that quarter. This list is available from the Secretary at 320 West Washington Street, 3rd Floor, Springfield, IL 62786 and at 555 West Monroe Street, Suite 500, Chicago, IL 60661. You may send written comments about our performance in helping to meet community lending needs to Justin Smith (justin@ahlend.com) and the Secretary. You may also submit comments electronically through the Department’s Web site at https://idfpr.illinois.gov/admin/cra.html. Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public.

You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary.

SOUTH CAROLINA CONSUMER LOANS

Your Rights and Responsibilities brochure: https://dih4lvql8rjzt.cloudfront.net/cms/7d3ebf57-734f-4a75-8c5e-d0c15b5d1c23_sc-consumer-loans-your-rights-and-Responsibilities-brochure.pdf

TEXAS COMPLAINTS NOTICE

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

      
 4.6 
   Top Rated Service
 verified by Trustindex 
 Trustindex verifies that the company has a review score above 4.5, based on reviews collected on Google over the past 12 months, qualifying it to receive the Top Rated Certificate.

    
 
 
        
   Ethan Gidcumb 
 3 November 2026
 
 
 Trustindex verifies that the original source of the review is Google. It was great working with Dillon Conway! He always answered his phone, was knowledgeable, a pleasure to work with, and helped me get a tough deal funded quickly. Can't wait for the next opportunity to work together.
  
 
       
   Michelle Herzl 
 23 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. I just started with a new company and submitted my first loan with American Heritage, a DSCR purchase in New York with Michael Moss and bank attorney Dana Aronow. We were able to get this file clear to close in just 23 days!

American Heritage and Michael’s team are amazing. This kind of turnaround is unheard of in New York, where closings can take significantly longer.

I highly recommend American Heritage, Michael Moss and his team, and their amazing bank attorney, Dana Arana. Great communication and teamwork make all the difference!
  
 
       
   Kirsten Heslop 
 16 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Quick, efficient, and seamless! Exactly what you want and need when closing a real estate transaction! Nick and Michael were great to work with, and our closing made it to the finish line with ease!
  
 
       
   Tanya Murray 
 13 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐ Outstanding Experience with Anthony Jarvis at AHL!

I can’t say enough great things about Anthony Jarvis! He truly went above and beyond to help me with my cash-out DSCR refinance. Throughout the entire process, Anthony was extremely knowledgeable, professional, patient, and always available to answer all of my questions. He took the time to explain everything clearly, provided excellent advice, and made sure I felt confident in every decision.

His dedication, expertise, and commitment to getting the best possible outcome made the entire experience smooth and stress-free. It was an absolute pleasure working with him, and I truly appreciate all of his hard work.

I will definitely be using AHL and Anthony again for my future real estate investments and DSCR loans. I highly recommend Anthony to anyone looking for a trustworthy, knowledgeable, and dedicated lending professional!
  
 
       
   Jake Donahue 
 8 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Adam Anderson and his team were amazing!  They take great care to get clients to the closing table
  
 
       
   Danny Ramirez 
 6 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Anthony Jarvis is epic. Tremendous help, always works with you to figure things out.  I’ve worked with a ton of folks in RE lending and you always have to double check everything to make sure nothing is being pulled over you. Not the case with Anthony. Good person that listens and gets things done.
  
 
       
   Donavon Sharp 
 6 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Cool
  
 
       
   Acesa Garrard 
 5 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Jessica got our first deal with American Heritage Lending closed in Fremont, Ohio. It was not a clean one. The seller was an estate, and probate plus a Medicaid lien pushed closing back three times. The loan held through every extension. We asked for the full rehab budget, contingency included, to go into the construction reserve. It came back approved. For us that is the difference between running one project at a time and running two. Closed September 15. Rehab is underway. If you flip houses and care about structure and keeping your cash free, call Jessica.
  
 
       
   Kris McKinley 
 25 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. I worked with Jessica at American Heritiage Lending by far one of the easiest lenders I’ve ever worked with. The process was simple, her communication was top-notch. I don’t know if there’s a better option out there, She’s definitely my new go to for lending on my rentals and fix and flips
  
 
       
   Ana Medina 
 22 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. I'm very thankful Mr. Casey Albright, Senior Loan Officer was the loan officer handling my process. Casey was very professional, responsive, knowledgeable, and kind throughout the entire process.  His entire team including Ms. Phi Nguyen, Senior Loan Processor, were all very professional and knowledgeable.  The process was smooth and stress free.  The entire team worked efficiently and were very responsive to any questions I had.  Thank you for the positive experience!