by Eric Krattenstein | Feb 11, 2026 |
Fix and flip loans are purpose-built for real estate investors who buy distressed properties, renovate them, and sell for a profit. Unlike traditional mortgages designed for long-term homeownership, these short-term bridge loans align with the unique timeline and...
by Eric Krattenstein | Jan 5, 2026 |
A clear-eyed look at where rates are, where they’re headed, and how investors should adjust their strategies accordingly. If you’ve been waiting for “rates to come down” before buying your next investment property, I have some news: you might...
by Eric Krattenstein | Nov 24, 2025 |
Southwest Florida real estate investing has seen more plot twists since 2020 than a Netflix mini series: pandemic-fueled buying frenzies, hurricane disruption, an insurance-cost shock, a rush of investors, and now a noticeable “everyone take a breath” reset. What’s...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 18, 2025 |
TL;DR (but you’ll want the details) Green rehabs can lift NOI quickly via lower utility and maintenance costs, small rent premiums, and reduced vacancy—especially in landlord‑paid utilities or RUBS/all‑bills‑paid situations. Fast‑payback winners: heat pump water...
