by American Heritage Lending | Sep 7, 2026
Key Takeaways Active for-sale inventory reached about 1.14 million listings in August 2026, up 3.6% year over year, but still sits about 11.1% below typical 2017–2019 levels — a normalization, not a flood (Realtor.com). The market has split by region: Midwest...
by American Heritage Lending | Sep 4, 2026
Key Takeaways Sellers choose certainty, not just price. Homes drew an average of 2.2 offers in December 2025 (NAR), and a pre-underwritten DSCR approval moves a financed offer from 'hopeful' to 'bankable' in the seller's risk analysis. Roughly 7 in 10 buyers finance...
by American Heritage Lending | Aug 27, 2026
========================================================================AHL KEY TAKEAWAYS / TL;DR -- STANDARD ARTICLE ELEMENT========================================================================Placement: immediately after the article deck, before the body.One per...
by American Heritage Lending | Aug 24, 2026
Key Takeaways A no-ratio DSCR loan waives the cash-flow test at closing, qualifying on credit, equity, reserves, and experience instead of requiring rent to cover the payment (a 1.0x DSCR). AHL writes no-ratio loans down to 0.75x DSCR and, in some cases, below, for...
by American Heritage Lending | Aug 17, 2026
Key Takeaways 41% of U.S. moves happen between May and August, with June the busiest month so rental demand is compressed into a summer surge that the back-to-school window closes out. The August-September window is the last high-demand leasing stretch before the fall...
