by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
by Eric Krattenstein | Jul 28, 2025 |
Introduction to the 2025 Real Estate Investor Market The real estate investor market in 2025 is shaping up to be a test of adaptability, strategic thinking, and persistence. Investors across the country are contending with a dynamic landscape marked by high interest...
by Eric Krattenstein | Apr 11, 2025 |
From mountain towns to coastal metros, North Carolina’s rental real estate boom is reshaping the DSCR landscape for investors. If you’re a real estate investor in 2025 and North Carolina isn’t on your radar, you’re missing out on one of the strongest...
by Eric Krattenstein | Mar 25, 2025 |
Recently Funded DSCR Loan In Havelock, NC Loan Scenario: This property purchase involves a duplex located in Havelock, North Carolina. The property was purchased for $140,000 and appraised at $151,000, securing a loan amount of $112,000. The loan is structured as a...
