by Keith Quinney | Dec 31, 2025 |
Recently Funded Fix & Flip Loan In Sherrills Ford, NC Loan Scenario: This fix and flip project centers on a single-family property located in Sherrills Ford, North Carolina. The investor acquired the home for $770,000 and planned a focused renovation budget of...
by Keith Quinney | Dec 11, 2025 |
Recently Funded Fix And Flip Refinance in Enfield, NC Loan Scenario: This project involves a fix and flip refinance for a single-family property located in Enfield, North Carolina. The investor secured a refinance loan of $93,500 based on an appraised value of...
by Eric Krattenstein | Nov 6, 2025 |
Recently Funded Fix And Flip Loan In High Point, NC Loan Scenario: American Heritage Lending funded a Mid‑Renovation Completion Fix & Flip for an experienced investor in High Point, North Carolina. The borrower acquired the single‑family home for $88,500 and...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...