by Keith Quinney | Nov 26, 2025 |
Recently Funded Fix & Flip Loan In Middletown, NY Loan Scenario: This project highlights a fix and flip loan for a single-family property located in Middletown, New York. The home was purchased for $310,000, paired with a renovation budget of $20,000. American...
by Keith Quinney | Sep 24, 2025 |
Recently Funded Fix & Flip Loan in Buffalo, NY Loan Scenario: This project highlights a fix and flip loan for a single-family property in Buffalo, New York. The home was purchased for $280,000, with a renovation budget of $45,700. American Heritage Lending...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Keith Quinney | Aug 28, 2025 |
Recently Funded Fix & Flip Loan In Maybrook, NY Loan Scenario: This project features a fix and flip loan for a single-family property in Maybrook, New York. The home was purchased for $135,331, with a renovation budget of $67,500. American Heritage Lending...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
