by Keith Quinney | May 18, 2026
Recently Funded DSCR Loan In Snowflake, Arizona Loan Scenario: This DSCR Cash-Out Refinance features an attached multi-unit rental in Snowflake, Arizona. Notably, the six-unit asset spans 3,347 square feet and dates to 2018. The borrower, a seasoned investor, used the...
by Eric Krattenstein | May 8, 2026
Spec builders consistently miss two things on their first build: how much carry actually costs over 12 months, and how draw schedules dictate cash position from groundbreaking to certificate of occupancy. A walk-through of where the margin really goes, three...
by Eric Krattenstein | May 1, 2026
Phoenix is a top-5 inflow market for U.S. real estate investors, but the submarket-level geography makes or breaks a DSCR deal. Some ZIPs still pencil cleanly. Most don’t. And the “new build trap” built in 2022-2023 is catching out-of-state buyers...
by Eric Krattenstein | Mar 2, 2026
The tools you should know about, the conversations you should have with your CPA, and how DSCR financing fits the picture. Disclaimer: We’re a mortgage lender, not a tax advisor. This article is educational, not tax advice. Every investor’s situation is...
by Eric Krattenstein | Feb 23, 2026
The elephant in the room that’s crushing cash flows—and what you can actually do about it. We need to talk about insurance. Not because it’s exciting—it might be the least exciting topic in real estate investing. But because it’s become one of the...
