by Eric Krattenstein | Oct 31, 2025 |
An educational guide for real estate investors who like their coffee strong and their interest-rate expectations stronger. The Short Answer (So You Can Nail It In An Elevator Ride) Because mortgage rates are not set by the Fed’s policy rate. They’re set by the bond...
by Eric Krattenstein | Oct 24, 2025 |
How to choose the right capital for flips, rentals, ground‑up, and everything in betweenEstimated read time: 15–20 minutes. Grab coffee. Maybe two. TL;DR (but definitely read the rest) Hard money = fastest, often local, usually the highest cost, least paperwork, and...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 18, 2025 |
TL;DR (but you’ll want the details) Green rehabs can lift NOI quickly via lower utility and maintenance costs, small rent premiums, and reduced vacancy—especially in landlord‑paid utilities or RUBS/all‑bills‑paid situations. Fast‑payback winners: heat pump water...
by Eric Krattenstein | Aug 11, 2025 |
Executive Summary Tennessee’s rental market in 2025 is marked by contrasting performances across asset types and metros. Multifamily is digesting a record supply wave—most heavily in Nashville—which has softened occupancy and rent growth temporarily. Single-family...
by Eric Krattenstein | Jul 28, 2025 |
Introduction to the 2025 Real Estate Investor Market The real estate investor market in 2025 is shaping up to be a test of adaptability, strategic thinking, and persistence. Investors across the country are contending with a dynamic landscape marked by high interest...
