by American Heritage Lending | Aug 24, 2026
Key Takeaways A no-ratio DSCR loan waives the cash-flow test at closing, qualifying on credit, equity, reserves, and experience instead of requiring rent to cover the payment (a 1.0x DSCR). AHL writes no-ratio loans down to 0.75x DSCR and, in some cases, below, for...
by American Heritage Lending | Aug 17, 2026
Key Takeaways 41% of U.S. moves happen between May and August, with June the busiest month so rental demand is compressed into a summer surge that the back-to-school window closes out. The August-September window is the last high-demand leasing stretch before the fall...
by American Heritage Lending | Aug 10, 2026
========================================================================AHL KEY TAKEAWAYS / TL;DR -- STANDARD ARTICLE ELEMENT========================================================================Placement: immediately after the article deck, before the body.One per...
by American Heritage Lending | Aug 6, 2026
========================================================================AHL KEY TAKEAWAYS / TL;DR -- STANDARD ARTICLE ELEMENT========================================================================Placement: immediately after the article deck, before the body.One per...
by American Heritage Lending | Jul 30, 2026
Key Takeaways Virginia splits into two theses: cash flow in Richmond and Norfolk versus long-run appreciation in Northern Virginia — the statewide Zillow value of $412,467 hides the divide. Norfolk leads on yield. A typical value of $315,536 against a ~$2,195...
by American Heritage Lending | Jul 27, 2026
Key Takeaways Conventional financing caps a borrower at 10 financed properties (Fannie Mae) — and the practical wall arrives earlier, at 720+ credit and six months of PITI reserves on every property beyond four. DSCR loans qualify on the property, not the borrower —...
