by Eric Krattenstein | Sep 25, 2026
The 10-year Treasury crossed 5% for the first time since 2007 and mortgage rates topped 7%. Here is what drove the move, why the Fed hike is only part of the story, and what it changes for DSCR sizing, refinance plans, and negotiating leverage.
by American Heritage Lending | Sep 24, 2026
========================================================================AHL KEY TAKEAWAYS / TL;DR -- STANDARD ARTICLE ELEMENT========================================================================Placement: immediately after the article deck, before the body.One per...
by American Heritage Lending | Sep 21, 2026
========================================================================AHL KEY TAKEAWAYS / TL;DR -- STANDARD ARTICLE ELEMENT========================================================================Placement: immediately after the article deck, before the body.One per...
by American Heritage Lending | Sep 14, 2026
Key Takeaways Foreign buyers purchased $56 billion of U.S. homes in the year through March 2025, up 33.2%, and non-residents accounted for 44% ($29.1 billion) of that volume. A DSCR loan qualifies a foreign national on the property's rent-to-payment ratio — no U.S....
by American Heritage Lending | Aug 24, 2026
Key Takeaways A no-ratio DSCR loan waives the cash-flow test at closing, qualifying on credit, equity, reserves, and experience instead of requiring rent to cover the payment (a 1.0x DSCR). AHL writes no-ratio loans down to 0.75x DSCR and, in some cases, below, for...
by American Heritage Lending | Aug 17, 2026
Key Takeaways 41% of U.S. moves happen between May and August, with June the busiest month so rental demand is compressed into a summer surge that the back-to-school window closes out. The August-September window is the last high-demand leasing stretch before the fall...
