Our VA RATES & TERMS:
The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic program has guaranteed more than 25 million VA loans, helping Veterans, active duty military members, and their families purchase or refinance a home.
Financing a property with VA loans is a quick and straightforward process for an experienced lender like American Heritage Lending.
VA LOAN FINANCING
Veteran and Military homebuyers have access to one of the most unique and powerful loan programs ever created. See how the VA Loan compares to a traditional home mortgage:
- VA loans are among the last 0% down home loans available today.
- Since VA loans are government-backed, banks do not require you to buy Private Mortgage Insurance.
- Access competitive interest rates
- Access more flexible and forgiving credit underwriting guidelines
WHY CHOOSE A VA LOAN?
We understand the need to move quickly when opportunities arise. Our application, appraisal, and approval process can be accomplished in just a few days to ensure you can negotiate effectively with the property holder.
USE OUR VA LOANS FOR ZERO DOWN PAYMENT
VA loans are arguably the most powerful loan option on the market. They come with big-time benefits, including a $0 down payment, no mortgage insurance, flexible and forgiving credit guidelines, and the industry’s lowest average fixed interest rates.
Every Veteran buyer’s situation is different, and going over your loan options with an American Heritage loan specialist can help ensure you make the best financial decision possible.